Qualified Investor Visa
A Direct Path to Permanent Residency Through Real Estate Investment from US$300,000
The Qualified Investor Visa is an official government program offering a direct route to permanent residency in Panama through a qualifying real estate investment.
Designed for international investors and their families, the program provides a streamlined route to residency, with an efficient application process and minimal requirements for physical presence in Panama.
Permanent residency Panama • Qualifying real estate investment from US$300,000 • Streamlined and expedited processing
• Residency available for eligible family members
Designed for investors & families
The program is suited to international investors, families, and private clients seeking to establish permanent residency in Panama through a qualifying investment.
Three qualifying investments
Investors may establish eligibility through one of three investment routes: the acquisition of qualifying real estate, an investment in eligible securities, or a qualifying bank deposit in Panama.
An expedited path to residency
An accelerated route to permanent residency, with the potential to pursue Panamanian citizenship after five years, subject to the applicable legal requirements.
YOUR RESIDENCY ADVANTAGES
What the qualified investor program provides
Direct permanent residency in Panama, an investment-led route to eligibility,
and the ability to extend residency to eligible family members.
STRATEGIC OVERVIEW
The investment framework
A structured framework of qualifying investment routes, designed to align a permanent residency position in Panama with the investor’s capital allocation and long- term objectives.
| INVESTMENT ROUTE | MINIMUM INVESTMENT | STRUCTURE |
|---|---|---|
| Real Estate Acquisition | From US$300,000 | Completed or under construction residential and commercial property, as well as qualifying land. |
| Eligible Securities | From US$500,000 | Investment in qualifying securities available through Panama’s regulated securities market. |
| Panamanian Bank Deposit | From US$750,000 | Placement of funds in a qualifying bank deposit with a Panamanian bank, with the institution selected according to the investor’s requirements. |
REAL ESTATE IN PANAMA
Property selected with purpose
Under Panama’s Qualified Investor Program, real estate can be selected around an investor’s personal priorities, investment strategy, and long-term plans, with permanent residency forming a natural complement to the acquisition.
Whether the intention is to establish a private residence, secure a long-term holding, generate income, or acquire land, investors may choose from completed or under construction properties, including apartments, houses, commercial properties, and land.
With an investment from US$300,000, the same allocation of capital can support both a considered property acquisition and a long-term
residency position in Panama.
Completed property
Completed residences and apartments suited to private use, long-term ownership, or strategic portfolio allocation.
Property under development
Residential and commercial developments offering investors the opportunity to deploy
capital during the construction phase.
Commercial property
Offices, commercial premises, and strategically positioned properties selected for income generation or long-term ownership.
Land
Land acquisitions offering long-term capital preservation, ownership flexibility, and future development potential.
ALTERNATIVE INVESTMENT ROUTES
Beyond real estate
While real estate remains the programs signature investment route, the Qualified Investor Program provides
additional qualifying investment categories through securities and bank deposits.
WHO THE PROGRAMME IS DESIGNED FOR
For investors considering Panama as part of a long-term strategy
The Qualified Investor Visa enables investors to align a qualifying investment
in Panama with the establishment of permanent residency.
The program is particularly relevant to private investors, international families, entrepreneurs, and globally mobile individuals considering Panama for strategic asset allocation, personal residence, capital preservation, and long-term international planning.
Private investors and principals
For individuals considering the acquisition of real estate in Panama or an alternative qualifying investment, with residency forming part of a broader international strategy.
International families
For families seeking to establish a long-term position in Panama, whether through the acquisition of a private residence or the development
of a future presence in the country.
Entrepreneurs & business principals
For business owners and principals considering Panama in connection with residency, real estate, banking, or corporate interests as part of their wider international affairs.
THE RESIDENCY PROCESS
A personalized path to permanent residency
Private consultation
We begin with a confidential assessment of your personal circumstances, family structure, capital objectives, and long-term plans to establish the appropriate residency strategy.
Investment selection
We identify the qualifying investment route most closely aligned with your objectives, whether through real estate, eligible securities, or a qualifying bank deposit.
Application management
We coordinate the documentation, due diligence, and application process, overseeing each stage in accordance with the requirements of your individual case.
Permanent residency
We remain closely involved through the final stages, coordinating the process until your permanent resident status in Panama is formally established.
Key Questions
Frequently asked questions
Are there residency requirements to maintain permanent residency in Panama?
The program does not require continuous residence in Panama. To maintain legal status,
the investment must be maintained for the required period and the investor must visit
Panama at least once every two years.
What is the minimum investment required for permanent residency?
The minimum investment depends on the selected route: from US$300,000 in qualifying real estate, US$500,000 in eligible securities, or US$750,000 through a qualifying fixed term bank deposit. Current requirements should be verified immediately before commencing the application process.
Can family members be included?
Yes. The program allows eligible dependents to be included in the application, with a
single qualifying investment supporting the family application.
Next Step
A private review of your position and investment options
Mundo Expert advises private investors, international families, and business principals on residency and permanent residency in Panama, alongside real estate, banking solutions, corporate structures, foundations, and trusts.
During a private consultation, we review your objectives, family structure, capital allocation, and long-term plans, then identify the residency and investment structure most closely aligned with your position.
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